This page states the Terms and Conditions under which you (Visitor) may visit this Website www.jigropay.com (hereinafter referred to as 'Website'). Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit the Website. Jigropay under the brand name “Jigropay” reserves its rights to revise these Terms and Conditions at any time by updating this post. You should visit this page periodically to re-appraise yourself of the Terms and Conditions, because they are binding on all Visitors of this Website. The Service is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. In using this Website or the Services by Jigropay, you are deemed to have read and agreed to the following Terms and Conditions.

The following definitions apply to these Terms and Conditions, Privacy Statement, Disclaimer Notice, and any or all Agreements:

"Client", "You" and "Your" refers to you, the person accessing this website, i.e., the Visitor.

Definitions:

Jigropay belongs to Jigropay, a company incorporated under the provisions of the Companies Act, 2013, having its registered office at [insert address in Greater Noida, Uttar Pradesh]. Jigropay owns and manages the Website www.jigropay.com.

'Service' refers to the API Service and other services that may be offered by Jigropay under the brand name Jigropay on this Website under these TERMS OF USE.

Merchant/Partners professional refers to the person or entity with whom Jigropay has a valid agreement for participation in the Service offered on this Website by Jigropay.

Customer refers to the person or entity who has made payment to the Merchant/Partners using Jigropay API Services.

Payment Account refers to any valid account of the Customer, including bank accounts maintained with any bank or financial institution, from which the Customer has made payment to the Merchant/Partners, in consideration of goods and services purchased by the Customer.

Payment Instruction refers to instructions given by the Customer using the Jigropay Service for effecting payments to Merchant/Partners.

Business Day means Monday through Friday, excluding Banking holidays.

Due Date refers to the date by which the Merchant/Partners should receive the payment of the bill.

Payment Date refers to the date the Merchant/Partners actually receives the payment of the bill after due processing of the Payment Instruction set up by a Customer.

Pay On Date or Scheduled Date refers to the date for which the Customer has scheduled the Payment Instruction(s).

Communications:

You accept that Jigropay shall be corresponding with you in an electronic mode and for which you have already consented by accessing this Website. Communication from Jigropay shall be by means of an e-mail or by posting any notices on this Website. You agree and accept that all agreements, disclosures, and any other communications that we shall provide you, satisfy all the legal requirements under the relevant statutes in India.

Registration Obligations:

In consideration of your use of the Service, you agree to:

(a) Provide true, accurate, current, and complete information about yourself ("Registration Data"), your Payment accounts and Payment Instruction(s) ("Payment Data"), Merchant/Partners & payee details ("Authentication Data") and

(b) Maintain and promptly update the Registration Data, Payment Data, and Authentication Data to keep it true, accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, or Jigropay has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, Jigropay has the right to suspend or terminate your account and refuse any and all current or future use of the Service provided on this website (or any portion thereof).

If you do not provide Jigropay with accurate, complete, and updated registration information, you are not authorized to use the service and your account may be terminated immediately. You further agree that, in providing such registration information, you will not knowingly or otherwise omit or misrepresent any material facts or information and that you will promptly enter correct and/or updated Registration Data via the Service, or otherwise advise us promptly in writing of any such changes or updates. You further consent and authorize Jigropay to verify your Registration Data as may be required for your use of and access to the Service offered on this Website, as applicable.

Account, Password, And Security:

You are responsible for maintaining the confidentiality of your Registration Data, Payment Data, and Authentication Data, and are fully responsible and liable for all activities that occur under your password or account or Secret Key.

You agree to: (a) Immediately notify Jigropay of any unauthorized use of your password or account or Secret Key or any other breach of security, and

(b) Ensure that you exit / log-out from your account after every time you use the Website.

Use:

You are not allowed to modify, copy, distribute, transmit, display, reproduce, publish, license, sell, or transfer any information contained in this site. You may not access this Website and operate on any false e-mail id for the purpose of gaining access into this Website for your personal use.

Security Rules:

You are prohibited from violating or attempting to violate the security of the Website, including, without limitation, accessing data not intended for such visitor, logging into a server or account which the visitor is not authorized to access, or attempting to interfere with service to any visitor, host, or network.

Intellectual Property Rights:

All the content displayed on this Website is the sole property and exclusive right, title, and ownership of Jigropay. The copyright existing in the content on the Website as well as the Website itself is and shall always remain in the sole custody, possession, control, and ownership of Jigropay.

Contests And Rewards:

Jigropay may organize various contests / promotions for the Visitors of this Website. The Visitor participating in the contest / promotion offers might stand a chance to win the contest or avail the offer. Jigropay reserves the right in its own discretion to select the winner or eligible Visitor to be awarded, and this decision shall be final and binding on the participants.

Visitor's Privacy:

It is Jigropay policy to respect the privacy of visitors to this Website. Jigropay may edit, or disclose any personal information about you or your use of the Service, including its contents, without your prior permission when Jigropay has a good faith belief that such action is necessary to:
(1) conform to legal requirements or comply with legal process.
(2) protect and defend the rights or property of Jigropay
(3) enforce the TERMS OF USE; or
(4) act to protect the interests of its visitors or others. Jigropay does provide certain visitor's information in aggregate form to third parties, including its advertisers, for demographics. In addition, your Internet Protocol address is transmitted with each message sent from your account.

You agree that Jigropay may access your account information, including its contents, as stated above or to respond to service or technical issues.

Customer's Payment Instructions:

Customer's Payment Instruction(s) will be effected only after proper authentication in accordance with the prescribed procedure of Service.

The Payment Instruction(s) shall be processed in the manner as may be selected by the customer while making the payment using Jigropay payment services.

Jigropay assumes no responsibility and shall incur no liability if it is unable to effect any Payment Instruction(s) on the Payment owing to any one or more of the following circumstances:

If the Payment Details provided by you is/are incomplete, inaccurate, invalid, or delayed.

If the Customer's Account has insufficient funds/limits to cover for the amount as mentioned in the Payment Instruction(s).

If the funds available in the customer's Account are under any encumbrance or charge by the bank or financial institution.

If your Bank or financial institution refuses or delays honoring the Payment Instruction(s).

Circumstances beyond the control of Jigropay (including, but not limited to, fire, flood, earthquakes, natural disasters, bank strikes, power failures, systems failure like computer or telephone lines breakdown due to an unforeseeable cause or interference from an outside force).

In case the payment is affected or successful, the CUSTOMER will be intimated about the successful payment by SMS sent to the mobile number specified by the customer in that regard. Jigropay assumes no responsibility beyond that of sending the intimation to you in this regard.

Charges/Fees:

In order to use the Service, you may need to use third-party services, either directly or indirectly. You will be liable to pay any service fees associated with such access. In addition, you must have all equipment necessary to make such a connection to Jigropay, including an Android phone and biometric fingerprint scanner.

In respect of the Services rendered to you, Jigropay reserves the right to charge and recover from you certain charges/fees by debiting the Payment Account or by sending a bill to you for the amount of charges/fees. The charges/fees will vary based on the Payment Instructions or Payment Account and various charges required by the Law of the Land. You will be liable to pay these charges/fees by the date specified in that regard. Failure to pay such charges/fees on or before the specified date will render you liable for payment of interest at such rate as may be stipulated by Jigropay and/or withdrawal of the Service without any liability to Jigropay.

Disclaimer:

As provided above, all information, technology, and service provided shall, at all times, be on a "as is" and "as available" basis and Jigropay hereby states that any representation or warranty of any kind, express or implied, as to the website or its operation is not undertaken by Jigropay. To the maximum extent permitted by applicable law, Jigropay disclaims all warranties, including without limitation, any implied warranties of merchant/partners ability, fitness for a particular purpose, and non-infringement. Jigropay makes no warranty that the website will meet your requirements, or that the website shall be uninterrupted, timely, secure, freedom from computer virus or error free.

Jigropay does not warrant or make any representations regarding the use or the results of the service in terms of its compatibility, correctness, accuracy, reliability, or otherwise. You assume total responsibility and risk for your access and use of the service.

Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.

Although Jigropay adopts security measures it considers appropriate for the offer of this service, it does not assure or guarantee that no person will overcome or subvert the security measures and gain unauthorized access to the service or any customer's accounts. Jigropay shall not be responsible or liable if any unauthorized person hacks into or gains access to the service or to your accounts and you shall be liable and responsible for the same.

This disclaimer of liability applies also to any injury or damage caused by any failure of performance, delay in processing or transmission, error, omission, interruption, deletion, defect, computer virus, communication line failure, unauthorized access to, alteration of, or use of record, whether for breach of contract, negligence, or under any other cause of action.

Jigropay shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received, or not sent or not received, or any transactions entered into through the service. You specifically agree that Jigropay is not responsible for any content, data, or information sent using and/or included in the service by any third party.

Limitation Of Liability:

No event shall Jigropay or any of their Officers, Directors, Employees, Agents or Affiliates be liable for any consequential, incidental, direct, indirect, special, punitive, or other damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or other pecuniary loss) arising out of this subscription agreement or
(i) the use of or inability to use any service;
(ii) the provision of or failure to provide services;
(iii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service;
(iv) unauthorized access to or alteration of your transmissions or data;
(v) statements or conduct of any third party on the service; or
(vi) any other matter relating to the service; whether based on contract, tort, negligence, strict liability or otherwise, even if jigropay has been advised of the possibility of such damages.

To the extent possible, the Disclaimers, Limitations on Liability, and Indemnities available to Jigropay under the terms of use shall extend, mutatis mutandis, to the affiliates and partners of Jigropay and their respective Directors, Partners, Officers, Employees, Agents, Successors, Assigns, involved in providing, delivering or managing the service (or any part thereof).

If you are Dissatisfied with any portion of the service, or with any of these terms of use, your sole and exclusive remedy is to discontinue using the service and its related web sites.

Indemnification:

You hereby agree to indemnify and hold Jigropay, its agents, contractors, members, subsidiaries, affiliates, service providers, syndicators, distributors, licensors, officers, Partners, and employees, harmless from any loss suffered by Jigropay as a result of a breach of the terms and conditions of this agreement by you and from any claim brought by third parties alleging that use of the Service by you or under your account has infringed any intellectual property or other right of any kind, or any applicable laws or regulations. You shall pay all costs, damages, awards, fees (including legal fees), and judgments awarded against Jigropay arising from such claims, and shall provide Jigropay with notice of such claims, full authority to defend, compromise or settle such claims and reasonable assistance necessary to defend such claims, at your sole expense.

Waiver:

No failure or delay by Jigropay in enforcing any provision, exercising any option, or requiring performance, shall be construed to be a waiver of that or any other right in connection with this Agreement.

Non-Transferability:

You agree that the Service provided to you is not transferable under any circumstance and shall be used only by you. You further acknowledge, agree, and confirm that Jigropay.
Jigropay shall have the right to transfer, assign or sell all its rights under these terms of use, and that the Mandate given by you in favor of Jigropay shall continue to be in force and ensure for the benefit of the successors and assigns of Jigropay.

Severability:

If any provision of this Agreement is invalid or unenforceable under applicable law, it is, to that extent, deemed omitted and the remaining provisions will continue in full force and effect. The invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision.

Notices, Transaction Records And Electronic Disclosures:

Notices to you may be made via either email (support@jigropay.com) or by delivery by hand/regular mail to the address provided by you. Jigropay may be required to provide to you certain disclosures and notices, which are mandated by various laws and rules and transaction-related notifications such as receipt of bill details, payment advices, payment return advices, etc. You acknowledge and agree to receive all such disclosures and notifications electronically, which, in most cases, will be done through the Internet. If, for any reason, you do not wish to receive the disclosures electronically, you must advise Jigropay immediately. In such an event, Jigropay reserves the right to discontinue/terminate the provision of the Service to you, in whole or in part.

You acknowledge that Jigropay shall have no liability or obligation to keep a record of the transactions carried through the Service and/or to provide information to you or for verifying your Payment Instructions, other than records required to be kept or information required to be provided statutorily by Jigropay.

Governing Law:

The laws of India govern these terms and conditions. In case of any dispute, the dispute shall be settled by Arbitration as per the provisions of Arbitration and Conciliation Act, 1996. Subject to Arbitration, the courts of Greater Noida, Uttar Pradesh shall have exclusive jurisdiction.

Jigropay accepts no liability whatsoever, direct or indirect, for non-compliance with the laws of any country other than that of India. The mere fact that you are in a country other than India accessing the Service does not imply that the laws of that country govern these terms and conditions or the use of the Service.